The passing a driving test is a milestone in a young adult life, giving them a new level of freedom and independence. Unfortunately, the entire automotive business is expensive - especially as today's fuel prices - and many new drivers consider that the costs are beyond them, not least the high price of insurance.
Drivers who have just passed their tests often can pay until 2000 or even 3000 for car insurance, making it difficult to afford to run his first vehicle. Young men may find especially costly, with many insurers charging up to twice the amount it had commissioned for women the same age.
High risk = High premiums
So why is so expensive? The answer lies in the statistics of accidents. Drivers under age 21 are ten times more likely to be killed or seriously injured in an accident that people over 35 and not only the youngest drivers make more claims, the amounts corresponding to each of the claims are in average for large quantities.
This, of course, insurance costs a lot of money, which pushes the cost of premiums. In fact, the situation is so bad that on average insurers even cites to provide 17 years of age.
Young Driver policies
Some insurers have begun to offer specialist policies for drivers younger, while still expensive at the outset offer a fast track for creating a no claims discount. Thus, young drivers to demonstrate their safety will enjoy cheaper prices insurance faster than those who have less care.
Security Council cheaper
Even if you receive such a policy, it makes sense to push down premiums as low as you can - and here are some tips to get cheaper motor insurance for drivers younger:
* Obtain a small car with an engine less powerful
* Add the parents of their parents in politics - with safe older drivers listed in politics often reduce premiums, although not actually use the car very often
Get advanced training after spending - the regime Plus Pass costs about 180 young drivers to give extra lessons after passing his test. Doing so can damage up to 500 outside the first premium, as a driver is considered more competent and at least one risk
* Payment in advance if possible - although most insurers will allow monthly payments, the interest charged is usually very high
