At one point, car insurance is rather a "one size fits all" front, where most people would be offered basically the same type of policies. Although safe drivers could be rewarded for creating a no claims discount, the premise of motor insurance is that insurance premiums for drivers less claims that subsidize the premiums of those who claimed more frequently.
This is unfair palpable in the drivers more careful, so that several insurance companies began to offer targeted especially for the least risky groups such as women.
Women are better drivers?
Statistics show that women drivers are less likely to be involved in a serious accident, largely because they tend to drive more carefully and to a lesser velocity, and therefore are less likely to need to make a claim.
This means, in theory, which as a group of their premiums can be kept lower as the insurance company does not have to pay the more expensive claims.
While most insurance providers will take today gender of a car in mind when quoting a policy, insurance specialist, as Sheila's Wheels that exist only cater to women. If it is or not really offer the cheapest insurance is perhaps open to question, but as the quotes are free and only takes a few minutes worth a try.
